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Title
Text copied to clipboard!Loan Advisor
Description
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We are looking for a Loan Advisor who assists clients in finding suitable loan products and offers professional financial advice. The Loan Advisor's role involves assessing clients' financial situations, explaining various loan options, and supporting them throughout the loan process. The job includes analyzing client needs, proposing appropriate loan terms, and preparing necessary documentation. A successful Loan Advisor builds trustful relationships with clients by providing clear and understandable information about loan conditions, interest rates, and repayment schedules. Additionally, it is important to monitor financial sector regulations and ensure all processes comply with applicable laws and company standards. The Loan Advisor position requires excellent communication skills, analytical thinking, and the ability to work both independently and as part of a team. If you are motivated to work in the financial sector and want to help people make informed financial decisions, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Assess and analyze clients' financial situations
- Introduce and recommend suitable loan products
- Process loan applications and prepare documentation
- Manage client relationships and provide support throughout the loan process
- Comply with financial sector regulations and company policies
- Collaborate with other departments to ensure smooth service delivery
- Explain loan terms and interest rates to clients
- Evaluate risks and analyze creditworthiness
- Monitor market trends and develop financial products
- Collect client feedback and improve services
Requirements
Text copied to clipboard!- Previous experience in finance or banking sector
- Good understanding of loan products and financial markets
- Excellent communication and negotiation skills
- Analytical thinking and problem-solving abilities
- Accuracy and attention to detail in documentation
- Ability to work independently and in a team
- Proficiency in Estonian language; English is an advantage
- Client-focused approach and empathy
- Computer skills and familiarity with financial software
- Responsibility and confidentiality
Potential interview questions
Text copied to clipboard!- How do you assess a client's creditworthiness?
- What are the main differences between loan products?
- How do you handle difficult clients?
- How do you ensure clients understand loan terms?
- Which financial programs have you used?
- How do you stay updated on financial sector regulations?
- Describe a situation where you resolved a client's financial issue.
- How do you motivate clients to borrow responsibly?
- What is your experience with teamwork?
- How do you handle confidential information?
